Welcome to Redstone Mortgage Brokers

Car Loans

Key Points Before Applying for a Car Loan

Wondering how car financing operates? Many individuals make the mistake of heading straight to a car dealership, selecting a vehicle, and then falling for the allure of instant finance approval. Often, they end up agreeing to the dealership's promoted car finance offer.

Why is this problematic? Dealerships operate under different regulations than car brokers, allowing them to provide potentially misleading information to secure sales. This has led to instances where buyers find themselves in agreements with terms different from what was initially discussed.

Regrettably, we've assisted numerous clients who encountered unfavorable experiences with dealership financing. Some agreed verbally to terms on interest rates and repayments, only to find significant changes when finalizing the deal to pick up their vehicle.

How to Obtain a Competitive Quote for a Car Loan

Securing competitive quotes for car loans is straightforward with Redstone Mortgage Brokers—simply contact us and consult with one of our experienced brokers.

To find the most suitable car finance option for your needs, we begin by gathering some essential details about your situation and the vehicle you intend to purchase.

What information do we need to provide you with a quote?

  • Car price.
  • Vehicle model and age (New/Used/Demo).
  • Whether the purchase is from a dealer or private seller (note: private sales may affect the interest rate).
  • Intended use of the vehicle (personal or business).
  • Homeownership status.
  • Desired loan term or preferred monthly/weekly repayment amount.
  • While you may have a preferred loan term in mind, specifying your ideal repayment amount initially can help tailor the loan term to meet your budgetary preferences.

When you opt for the skilled car brokers at Redstone Mortgage Brokers, you'll enjoy a wide array of advantageous benefits

  • ACCESS EXCLUSIVE OFFERS

    As seasoned brokers, we maintain established relationships with a panel of lenders, granting us access to exclusive deals and discounts unavailable to the general public. These offers often feature lower interest rates or reduced fees, resulting in significant savings throughout the loan term.

  • TRUSTED GUIDANCE

    Benefit from our extensive industry knowledge and expertise as our car finance brokers guide you through the entire loan application process. We prioritize your best interests, ensuring transparency and honesty every step of the way. This assurance allows you to proceed with confidence, knowing you're securing a favorable deal without hidden costs.

  • DIVERSE LOAN OPTIONS

    At Redstone Mortgage Brokers, we offer access to a wide range of loan products from multiple lenders. This enables us to compare terms, interest rates, and repayment plans tailored to your financial needs. By evaluating various options, you gain the information needed to make well-informed decisions and choose the finance solution that best suits your circumstances.

  • PERSONALIZED ASSISTANCE

    Our experienced brokers provide personalized guidance throughout the entire loan application process. By evaluating your financial situation, goals, and preferences, we recommend customized loan options and strategies. This ensures you secure a loan that fits your current and future needs.

  • SKILLED NEGOTIATION

    With extensive experience as mortgage brokers, we bring expert negotiation skills to the table. These skills, developed over years in the industry, allow us to negotiate advantageous terms on your behalf, such as lower interest rates, reduced fees, or flexible repayment options. This maximizes the value and benefits of your loan.

  • CONTINUOUS FINANCIAL SUPPORT

    Beyond securing your loan, our car finance brokers offer ongoing support and advice throughout the loan term. Whether you have questions about refinancing, payment plans, or financial planning, we're committed to providing guidance and assistance every step of the way.

Our Services

Get in Contact

With our team's combined experience, expertise and commitment to getting the job done, you know you're safe when choosing a brokerage to meet your financing needs. To find out more about how we can help, please contact us today

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